What Is Net 45? Payment Terms Explained
Plain-English Net 45 meaning and how to calculate the invoice due date.
Net 45 means payment is due 45 calendar days after the invoice date. It sits between Net 30 and Net 60 and is common in enterprise vendor agreements.
Market reference
| Metric | Range | Note |
|---|---|---|
| Net 45 | +45 days | from invoice date |
| vs Net 30 | +15 days slower | for seller |
| vs Net 60 | 15 days faster | than Net 60 |
| Who uses it | enterprise AP | common |
Interactive example — what is net 45
- Due date
- Sat, Aug 15, 2026
- Days from invoice
- 45 days
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Frequently asked questions
What does Net 45 mean?
The full amount is due within 45 days of the invoice date.
Is Net 45 calendar or business days?
Calendar days unless the contract specifies business days.
Should freelancers accept Net 45?
Only with deposits or higher rates to cover delayed cash.